Change Your Thinking & Take Control Of Your Financial Destiny


Charles-Darwin

The last 100 or so years saw massive changes. The horse was replaced by horse power. The Wright Brothers 1st flew in 1903, man was on the moon 66 years later and since 2005 the rich can reserve a flight into space. In 1998 Google was founded and today is valued at over $240 Billion. In 2004 Facebook was launched, now it has over a billion users and it made one of its 28 year old founders a multi billionaire  [Read more...]

Pension Plans – Why I cancelled Mine

UK State Pensions

UK State Pensions

Today, workers can no longer rely on the state, private pensions, or the next generation to support them in their old age. [Read more...]

How Much Money Do I Need To Save Before I Retire?

Social Security and Private Pensions

Social Security and Private Pensions

For some, social security and private pensions are still an achievable reality in your retirement. What is also a growing reality though, are the extra number of years of work before you can enjoy that retirement.

The age of retirement is rising alongside life expectancy, whilst the number of working people paying into a state retirement pot is dramatically decreasing. [Read more...]

How will I build a big enough nest egg to retire?

Retirement

Lets start by saying this: there is no one size fits all plan for how best to build your retirement fund. Exploring alternative ways to grow one and avoid precarious market fluctuations are an absolute must right now.

A comfortable retirement basically can be summed up as having enough money to live on, without having to stress about where the next dollar is coming from.

The general consensus is pointing towards people needing that pension pot to be a full fat $2 million deep, to give an annuity of around $50000 per annum in your retirement years. [Read more...]